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IVF treatment costs would be covered under federal tax credit legislation

At a press conference Monday at Montefiore Nyack Hospital, Rep. Mike Lawler said he refiled the bill because, despite IVF opposition from some religious groups, he believes there would be enough 'yes' votes from both parties.

Ben Nandy

Nov 10, 2025, 5:40 PM

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People who are having difficulty having children are closely watching a certain piece of federal legislation that, if passed, could change their lives.

Rena Fox, an OB/GYN nurse from Rockland County said the in vitro fertilization treatments that were necessary for her to become pregnant cost her and her husband tens of thousands of dollars.

The experience tested their finances and their mental health.

It was worth it.

"Even when my toddler's having a tantrum," she said of her first child Zeke, "we just smile and laugh because we're fortunate to have him."

Fox is supporting legislation that would provide tax credits to Americans who receive IVF treatment: up to $20,000 for individuals and $40,000 for couples.

The credits could be enough to entirely cover a full treatment cycle.

"IVF is really challenging financially," Fox said. "A lot of people can't afford it and therefore don't have children because of it. That shouldn't be."

Previously, the bill — known as the IVF Access and Affordability Act — stalled in the House Ways and Means committee.

At a press conference Monday at Montefiore Nyack Hospital Congressman Mike Lawler said he refiled the bill because, despite IVF opposition from some religious groups, he believes there would be enough 'yes' votes from both parties.

It also lines up with President Donald Trump's promises to expand IVF access.

"This is a worthy cause. It is a worthy fight," Lawler said. "It is one that all of us, regardless of party, should be supportive of."

Dr. Maria Emerson, Montefiore Nyack's director of obstetrics and gynecology, shared that she and her husband battled infertility for 13 years.

Up to 20% of all couples experience infertility, according to the National Institutes of Health.

Emerson is familiar with the guilt and anguish some of those couples feel, and believes in full IVF access.

"Family building is not a privilege that only a few should enjoy," she said.

Lawler is also supporting legislation that would mandate insurance companies to cover IVF treatment.

Additionally he said he plans to build on President Trump's progress in reducing the costs of the expensive drugs that are taken with IVF treatment.

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